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Friday, May 18, 2012

For the love of books "online freebies"

I love reading but nowadays I haven’t put much thought of grabbing a book and actually find time for it. With my busy schedule like taking care of the kids, my online job and lots of other duties and responsibilities, flipping through pages will be on the bottom of my list. But as I was randomly browsing, I stumbled upon www.all-free-samples.com, it’s basically a website that gives out lots of different freebies from beauty products, apparel, food, free online games from FreeCatcher.com, free movie passes, and of course books! I would love to grab one, particularly the Sherlock Holmes paperback novel. To be honest, I don’t know if I can actually finish reading an entire story but since it’s free, I’ll definitely raise my hands high enough to bring home the bacon. LOL! Anyway, if ever you wonder what other goodies up for grabs, just visit the page and surely you will find something interesting for you. Passes to the movie, Beast of the Southern Wild is something I like also. If I can’t spend a weekend reading a book at least I can watch a movie for a couple of hours. Isn’t it a bad idea? Not at all!

If you’re into this muscle thing...

Going to the gym, body building, or simply because you want to be fit, there are those diet supplements that can indeed be of help. I remember back in the good old days when I was still in the Philippines, we were young then and some of my cousins enrolled in a fitness gym to gain some muscles. They were still so skinny, young men and whenever they read an ad that goes something like, 'testosterone pills here' they can’t help but get curious. All they know was testosterone can help build muscles, but doesn’t have an access where to buy such products. Oh well, there’s lots of those here in the states, I can send some bottles, if they want. LOL!

Wednesday, May 16, 2012

Five Tips for Managing A Budget for Your Kids

Children are one of life’s greatest joys. However, they certainly are not cheap. Staying on a tight budget while raising a family may seem like an impossible task, but fortunately, there are things that can be done to make this task a lot easier. Below are some budgeting tips for parents:

1. Look At Your Bank Statement Every Month

The first step in managing your money is to find out where your expenses are going every month. When you look at your bank statement, you need to make sure that you take note of the amount of money that you are spending on luxuries. Reducing luxuries is one of the simplest things that can be done to save money.

2. Put Your Leftover Money In A Savings Account

It can be very tempting to spend left over money. That is why it is wise to put extra money in a savings account. This savings account should only be used for emergency purposes. If you put away $100 dollars per month, you will be able to save $1200 per year. Saving for a rainy day is one of the best things that you can do for your children’s future.

3. Cook At Home As Much As Possible

A family of four can very easily spend over $400 per week on food. This cost can be trimmed greatly by choosing to cook more meals at home. Not only is cooking at home cheaper, but it is also a lot healthier. You and your family members can take turns cooking meals, and make sure that you get the children involved. Eating meals together is also a great way for family members to spend quality time together.

4. Become A Savvy Shopper

Shopping for yourself is already expensive, but when you have a family, the cost increases even more. You will need to become a very savvy shopper if you want to save extra money. Clip coupons out of the newspaper, or print them from the Internet. You can save 20 percent or more on your total purchases if you choose to use coupons. When you shop for clothing, try to buy them during the offseason.

5. Look Into Other Childcare Options

The average weekly cost of daycare for one child ranges from $100-$400. If you have more than one child, you could very easily end up spending over $2000 per month on child care. You may want to consider asking one of your family members or friends to watch your child while you are working.Additionally, you may also want to see if you qualify for free or low-cost child care.

Raising a family on a budget is not as challenging as some people think. If you want to stick to a budget, you will need to figure out where your expenses are going, and start saving up money. You should also cook at home, become a savvier shopper and look into other childcare options.

James can usually be found on the blog or social media of his employer’s website, but also takes the time to replenish the Oki toner and Samsung toner stock.

My only niece

I have two other siblings and I can’t wait to meet their offspring soon. I have 2 nephews and 1 niece. I will be seeing them sometime next year 2013. I will spend 3 weeks vacation in the Philippines and I will take my children with me that way cousins will finally meet each other. Though they see each other online quite often, they are still excited to see and play together pretty soon. I am really looking forward to this vacation; this will be my second time of visiting my family in the Philippines since I reside here in America. I miss my family and my relatives as well. I can’t wait to see them all. Happy PBC to all.

Work overload

I just love my online work now; I’ve been so blessed that I can grin all day. Seriously, the things to be done are just so many; often times I need another hand to help me. But I learned that the helping hands of my partners are also very much busy nowadays. They got hired by another online job, it has something to do with placing online campaigns, live answering service, some sort of virtual assistant set-up. The good thing is they’ve got flexible schedules so we can still work together. It’s kind of like joggling together so things would only get better. Anyway, busy days are ahead of everybody, we can only be grateful for all the blessings. Keep it coming….

In hunt for a gift

A couple of weeks ago my nieces went out of town to attend a wedding of their close friend. It was also time for them to chill out and relax after being so busy with work. I have seen their pictures and all I can say is that they had a blast! We really haven't talk much about their getaway but one of the highlights was when they were confused on what wedding gift to give. So off they went to the mall and hunt for something nice, useful, practical, and of course something that the bride and groom would love. They headed on to the household section and were confused with the so many options of silverware and utensils.

They didn't like it though for it seem to be the common. Then they went straight ahead to the decorative section, where the interior decors are and got even more confused for everything was nice. They said they were choosing between very pretty decorative lights, some sort of fluorescent lighting that has very pretty oriental design or an electric fan that has no fan, literally. Accordingly, it was a weird-looking hollow fan; it was so cute and innovative. After tiring, 3 hours, they ended up getting another item, something that made the newly-weds really happy. Sometimes, it’s really confusing, wondering what gift to give, isn’t it?